Is the Terms & Conditions Generator free to use?

Yes, the Terms & Conditions Generator is completely free. No account, subscription, or signup is required — ever.

Does my data get uploaded anywhere?

No. The Terms & Conditions Generator runs entirely in your browser. Your data is never sent to any server.

Does it work offline?

Yes. Once the page has loaded, the tool works without an internet connection.

Which browsers are supported?

All modern browsers — Chrome, Firefox, Safari, and Edge. No plugins or extensions required.

Are Terms & Conditions legally required?

Terms & Conditions are not legally mandated in most jurisdictions, but they are strongly recommended for any business website. They limit your liability, protect your intellectual property, set rules for acceptable use, and explain what happens if a dispute arises. Payment processors, app stores, and advertising platforms often require T&Cs before you can use their services.

What is the difference between Terms & Conditions and a Privacy Policy?

Terms & Conditions (T&C) govern the rules of using your service — what users can and cannot do, your liability, intellectual property, and dispute resolution. A Privacy Policy explains how you collect, use, and protect user data. Both are separate documents; most websites need both.

Should I choose court litigation or binding arbitration for dispute resolution?

Arbitration is typically faster and cheaper than court litigation, and prevents class-action lawsuits — which is why many large companies prefer it. However, it can be seen as less consumer-friendly. Court litigation gives users access to the full judicial system. For small businesses, arbitration is often the simpler choice, while service businesses with international customers may prefer their local court jurisdiction.

Terms & Conditions Generator

Generate professional terms and conditions for your website, app, or online service.

Company / Website Name *

Website URL

Contact Email *

Effective Date

Business Type

Governing Jurisdiction

Dispute Resolution

Minimum Age Requirement

Optional Sections — Enable What Applies to Your Business

Users can register accounts Users can submit content / posts Service has paid subscriptions Physical product sales (e-commerce) Digital goods / downloads / licences Affiliate or referral programme

Output Format

~2,360 words · 16 sections

Generated Terms & Conditions

TERMS AND CONDITIONS — Our Company

Last Updated: May 30, 2026

1. INTRODUCTION AND ACCEPTANCE OF TERMS

Welcome to Our Company. These Terms and Conditions ("Terms", "Agreement") govern your access to and use of this website/service and any related services, features, or content offered by Our Company ("we", "us", "our", "the Company"), an online service platform.

By accessing, browsing, or using our service in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. If you do not agree to these Terms, you must immediately discontinue your use of the service.

These Terms constitute a legally binding agreement between you and Our Company. We reserve the right to update or modify these Terms at any time, and your continued use of the service following any such modifications constitutes your acceptance of the updated Terms.

2. ELIGIBILITY AND CAPACITY

By using our service, you represent and warrant that:

  • You are at least 18 years of age. If you are under 18, you may only use the service with the express consent and supervision of a parent or legal guardian who agrees to these Terms on your behalf.
  • You have the full legal capacity, right, and authority to enter into this Agreement and to comply with all of its terms.
  • Your use of the service does not violate any applicable law, regulation, or order in your jurisdiction.
  • If you are accessing the service on behalf of a company, organisation, or other legal entity, you represent that you have the authority to bind that entity to these Terms.
  • You are not subject to any trade embargo, economic sanction, or government prohibition that would prevent you from lawfully accessing or using the service.

3. PERMITTED USE OF THE SERVICE

Subject to these Terms, Our Company grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the service for your personal, internal business, or non-commercial purposes, as applicable.

You agree that you will use the service only for lawful purposes and in a manner consistent with all applicable local, national, and international laws and regulations. You are solely responsible for ensuring that your use of the service complies with all laws applicable in your jurisdiction.

This licence does not include the right to:

  • Resell, sublicense, or commercially exploit the service or any content therein without our express written consent.
  • Copy, reproduce, modify, create derivative works from, or reverse-engineer any part of the service.
  • Use any automated means (bots, scrapers, crawlers) to access or collect data from the service without prior written authorisation.
  • Frame or mirror any content from the service on any other website or platform.

4. PROHIBITED ACTIVITIES

You agree that you will NOT engage in any of the following activities while using the service:

  • Violating any applicable local, national, or international law, regulation, treaty, or convention.
  • Transmitting any content that is unlawful, defamatory, obscene, pornographic, hateful, harassing, abusive, threatening, fraudulent, or otherwise objectionable.
  • Uploading or transmitting viruses, malware, ransomware, spyware, Trojan horses, or any other malicious or harmful code.
  • Attempting to gain unauthorised access to any part of the service, other user accounts, computer systems, or networks connected to the service.
  • Circumventing, disabling, or otherwise interfering with any security-related features of the service.
  • Engaging in any activity that interferes with, disrupts, or places an undue burden on the infrastructure of the service.
  • Collecting, harvesting, or aggregating personal data about other users without their explicit consent.
  • Sending unsolicited commercial communications, bulk email, or spam to any users of the service.
  • Impersonating any person, company, or entity, or misrepresenting your affiliation with any person or entity.
  • Using the service to engage in any form of fraud, deception, or financial crime.
  • Facilitating or encouraging any of the above prohibited activities.

Violations of this section may result in immediate termination of your access to the service, and where appropriate, may be reported to law enforcement authorities.

5. INTELLECTUAL PROPERTY RIGHTS

The service and all of its content, features, and functionality — including but not limited to text, graphics, logos, icons, images, audio clips, software, and the compilation, arrangement, and design thereof — are the exclusive property of Our Company or its licensors and are protected by applicable copyright, trademark, patent, trade secret, and other intellectual property laws.

All trademarks, service marks, trade names, and logos displayed on the service are the property of Our Company or their respective owners. Nothing in these Terms shall be construed as granting any licence or right to use any trademark or service mark without the prior written consent of Our Company or the applicable third-party owner.

You are granted a limited right to access and use the service for your personal use. You may not:

  • Reproduce, distribute, or create derivative works of any content from the service without prior written permission.
  • Use any content from the service for commercial purposes without our express written consent.
  • Remove, obscure, or alter any copyright, trademark, or other proprietary notices from any content on the service.
  • Use any of our intellectual property in any way that suggests an association with or endorsement by us without our prior written consent.

6. THIRD-PARTY LINKS AND SERVICES

The service may contain links to third-party websites, applications, platforms, or services that are not owned or controlled by Our Company. These links are provided for your convenience and informational purposes only.

Our Company has no control over, and assumes no responsibility for, the content, privacy policies, practices, or terms of any third-party services. We do not endorse or make any representations about third-party services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party services you visit. Your interactions with third-party services are governed solely by their terms, and any issues arising from such interactions are solely between you and the third party.

7. PRIVACY AND DATA PROTECTION

Your privacy is important to us. Our Privacy Policy, which is incorporated into these Terms by reference, describes how we collect, use, store, and disclose your personal information when you use the service.

By using the service, you acknowledge and agree that your personal information will be processed in accordance with our Privacy Policy, which is available at this website/service. If you do not agree to the Privacy Policy, please discontinue your use of the service.

If you are located in the European Economic Area (EEA) or the United Kingdom, your rights under the General Data Protection Regulation (GDPR) or the UK GDPR apply as described in our Privacy Policy. If you are a California resident, your rights under the California Consumer Privacy Act (CCPA/CPRA) apply as described in our Privacy Policy.

8. DISCLAIMERS AND WARRANTIES

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS, IMPLIED, OR STATUTORY.

Our Company EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • Implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
  • Warranties that the service will meet your requirements or expectations.
  • Warranties that the service will be uninterrupted, timely, secure, accurate, or error-free.
  • Warranties regarding the accuracy, reliability, completeness, or timeliness of any content on the service.
  • Warranties that any defects in the service will be corrected.
  • Warranties that the service or the servers that make it available are free of viruses or other harmful components.

Any content or information obtained through the use of the service is accessed at your own risk, and you are solely responsible for any damage to your device, system, or any other loss that results from accessing or downloading such content.

9. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL OUR COMPANY, ITS DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS, OR LICENSORS BE LIABLE FOR ANY:

  • Indirect, incidental, special, consequential, or punitive damages.
  • Loss of profits, revenue, data, goodwill, or business opportunities.
  • Costs of procurement of substitute goods or services.
  • Personal injury or property damage arising from your use of the service.
  • Damages resulting from unauthorised access to or alteration of your transmissions or data.
  • Damages resulting from any third-party conduct or content on the service.

THE TOTAL AGGREGATE LIABILITY OF OUR COMPANY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS (US$100) OR THE LOCAL CURRENCY EQUIVALENT.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, the above limitations may not apply to you to the extent prohibited by law.

10. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Our Company and its officers, directors, employees, shareholders, affiliates, contractors, licensors, and agents (collectively, "Indemnitees") from and against any and all claims, actions, proceedings, losses, damages, liabilities, costs, and expenses (including reasonable legal fees) arising out of or relating to:

  • Your use of or access to the service.
  • Your violation of any provision of these Terms.
  • Your violation of any applicable law, regulation, or third-party rights, including intellectual property rights or privacy rights.
  • Any misrepresentation made by you.
  • Any actual or alleged claim or demand by a third party arising from your conduct.

Our Company reserves the right, at its own expense, to assume the exclusive defence and control of any matter subject to indemnification by you, in which case you agree to cooperate with us in asserting any available defences.

11. FORCE MAJEURE

Our Company shall not be liable for any delay or failure to perform any obligation under these Terms to the extent that such delay or failure is caused by events or circumstances beyond our reasonable control, including but not limited to:

  • Acts of God, natural disasters, earthquakes, floods, storms, or other weather events.
  • War, armed conflict, terrorism, civil unrest, or government action.
  • Epidemics, pandemics, or public health emergencies.
  • Internet or telecommunications failures, power outages, or infrastructure disruptions.
  • Strikes, lockouts, or other industrial disputes.
  • Cyber attacks, hacking, or other malicious acts by third parties.

In the event of a force majeure event, we will make reasonable efforts to notify you and to resume performance as soon as practicable.

12. TERMINATION

Either party may terminate this Agreement at any time. You may stop using the service at any time and, if applicable, cancel your account.

Our Company reserves the right to suspend, restrict, or permanently terminate your access to the service, with or without notice, for any reason, including if we believe in good faith that you have violated these Terms, applicable law, or the rights of any third party.

Upon termination of this Agreement:

  • Your licence to use the service will immediately cease.
  • You must immediately stop using the service and delete any copies of content you have downloaded.
  • All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Termination of your access to the service shall not relieve you of any obligations or liabilities that arose prior to the date of termination.

13. GOVERNING LAW AND DISPUTE RESOLUTION

These Terms shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of law principles.

Any dispute arising out of or relating to these Terms or the service shall be subject to the exclusive jurisdiction of the courts of Nigeria. You irrevocably consent to the personal jurisdiction of those courts.

Before initiating any formal legal proceeding, you agree to first contact us at our contact email to attempt to resolve the dispute informally. If the dispute cannot be resolved within 30 days of such contact, either party may pursue formal legal action.

14. SEVERABILITY, WAIVER, AND ENTIRE AGREEMENT

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving the original intent of the parties to the greatest extent possible.

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms will be effective only if made in writing and signed by an authorised representative of Our Company.

These Terms, together with our Privacy Policy and any other legal notices or policies posted by us on the service, constitute the entire agreement between you and Our Company with respect to the subject matter hereof and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.

15. CHANGES TO THESE TERMS

We reserve the right to modify or replace these Terms at any time. When we make material changes, we will notify you by:

  • Posting a notice on the service.
  • Updating the "Last Updated" date at the top of this document.

Your continued use of the service after any changes to these Terms constitutes your binding acceptance of the updated Terms. If you do not agree to the updated Terms, you must immediately cease using the service.

We encourage you to review these Terms periodically to stay informed of any updates. The most current version of the Terms will always be available on our website.

16. CONTACT INFORMATION

If you have any questions, concerns, or feedback about these Terms and Conditions, please contact us using the details below:

Our Company
Email: our contact email
Jurisdiction: Nigeria

We aim to respond to all enquiries within a reasonable timeframe.

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Generated with Acken Tools Terms & Conditions Generator.
This is a template and does not constitute legal advice. Consult a qualified legal professional for your specific needs.

⚠️ This template is for informational purposes only and does not constitute legal advice. Consult a qualified legal professional for your specific requirements.

What is the Free Terms & Conditions Generator?

The free Terms & Conditions Generator creates a complete, professional Terms of Service document for your website, SaaS platform, e-commerce store, blog, or mobile app — tailored to your business type and preferences. Enter your company details, select your business type, choose your jurisdiction and dispute resolution method, and optionally enable clauses for user-generated content and paid subscriptions. The policy is generated live and can be copied or downloaded instantly.

→ Create Terms & Conditions for a new website or app before public launch
→ Generate a terms document required by app stores or payment processors like Stripe or Paystack
→ Produce a Terms of Service for a SaaS product with subscription billing
→ Create platform rules for a marketplace or community site with user content
→ Update generic terms with your specific jurisdiction and business type

How to Use the Free Terms & Conditions Generator

1 Enter your Company / Website Name, Website URL, and Contact Email.
2 Select your Business Type: Online Service, E-commerce, SaaS/Software, Blog, or Mobile/Web App.
3 Set your Governing Jurisdiction (the country or state whose laws apply) and Dispute Resolution method (court or binding arbitration).
4 Toggle Users can submit content / posts to include a User-Generated Content clause.
5 Toggle Service has paid subscriptions to include a Subscription & Payment Terms clause.
6 The complete Terms document appears in the preview. Click Copy or Download .txt.

Key Features

🏢
Business-type aware

Adapts language for e-commerce, SaaS, blogs, apps, and service platforms.
⚖️
Jurisdiction & dispute resolution

Specify your governing law and choose between court litigation or binding arbitration.
🔧
Optional clauses

Add a UGC clause for community sites or a subscription billing clause for paid services.
📥
Instant copy & download

Ready to paste into your website or CMS in seconds.

Example Usage

Example Input

Company: TechFlow Ltd
Website: https://techflow.io
Business Type: SaaS
Jurisdiction: United Kingdom
Dispute Resolution: Court
Subscriptions: Enabled

Example Output

TERMS AND CONDITIONS

TechFlow Ltd
Last Updated: 28 May 2026

1. ACCEPTANCE OF TERMS
By accessing and using https://techflow.io, you accept...

2. USE OF THE SERVICE
...
[Full document continues]

Frequently Asked Questions about the Free Terms & Conditions Generator

What is the free Terms & Conditions Generator?: Generate professional terms and conditions for your website, app, or online service.
Is the Terms & Conditions Generator free to use?: Yes, the Terms & Conditions Generator is completely free. No account, subscription, or signup is required — ever.
Does my data get uploaded anywhere?: No. The Terms & Conditions Generator runs entirely in your browser. Your data is never sent to any server.
Does it work offline?: Yes. Once the page has loaded, the tool works without an internet connection.
Which browsers are supported?: All modern browsers — Chrome, Firefox, Safari, and Edge. No plugins or extensions required.
Are Terms & Conditions legally required?: Terms & Conditions are not legally mandated in most jurisdictions, but they are strongly recommended for any business website. They limit your liability, protect your intellectual property, set rules for acceptable use, and explain what happens if a dispute arises. Payment processors, app stores, and advertising platforms often require T&Cs before you can use their services.
What is the difference between Terms & Conditions and a Privacy Policy?: Terms & Conditions (T&C) govern the rules of using your service — what users can and cannot do, your liability, intellectual property, and dispute resolution. A Privacy Policy explains how you collect, use, and protect user data. Both are separate documents; most websites need both.
Should I choose court litigation or binding arbitration for dispute resolution?: Arbitration is typically faster and cheaper than court litigation, and prevents class-action lawsuits — which is why many large companies prefer it. However, it can be seen as less consumer-friendly. Court litigation gives users access to the full judicial system. For small businesses, arbitration is often the simpler choice, while service businesses with international customers may prefer their local court jurisdiction.

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